Unit trust transfers into Endowus Fund Smart

What are unit trust transfers?

We have recently launched a new feature to transfer your mutual fund holdings from your existing holdings onto the Endowus Fund Smart platform! Transfers made through this process are free of charge, and as there is no buying and selling of funds, you can maintain the amount of time you have had in the market. You may also save hundreds to thousands of dollars, capitalising on our 100% Cashback on trailer fees.

What are the benefits of transferring my unit trust holdings into Endowus Fund Smart?

1. Lowest fund fees in the market, with up to 50% savings.

  • 100% Cashback on trailer fees. No sales charges. No transaction fees.
  • Unrivalled access to lower cost institutional share class funds, as compared to other platforms which charge more on retail share class.
  • Enjoy hundreds to thousands of dollars in savings by making the transfer.



2. Access to the world’s top investors

  • These institutional share class funds are not normally available to retail investors at other distributors, and are typically half the cost, hence allowing us to bring costs down to the lowest levels achievable.
  • Our funds are picked by experts, and managed by experts. Every strategy is SMART+ curated by the Endowus Investment Office for performance, cost, investment process, and more.

3. Assistance from licensed experts

  • Schedule a 1-on-1 conversation with our team of MAS-licensed client advisors on the transfer process.

Transfer your unit trust holdings in 4 steps

  1. Set up an Endowus account here.
  2. Initiate the transfer out process with your distributor by filling up the relevant form(s) on their end or send us an email request at support@endowus.com, and we’ll provide the relevant transfer paperwork.
  3. Share the filled out forms together with your latest statement of holdings, with your Endowus advisor.
  4. Leave the rest to us.

More Details on Unit Trust Transfers

What are the funds available for unit trust transfers?

  • You can view all our funds here.

What is the minimum transfer value?

  • Transfer value has to be at least S$250,000 per fund.

Which funding source is this available for?

  • Cash only, and not CPF or SRS.

Can I transfer to any funds that are available in Singapore?

  • If the fund is already on Endowus Fund Smart, there are no issues.
  • If the Fund is not on Fund Smart,
    • (if it is a different share class) For new share classes to be onboarded, they will follow the monthly cadence we have in place.
    • (if it is a new Fund) Our IO team will need to go through the SMART+ screening process before we decide to onboard the fund.
    • Please note that onboarding of new funds is done on a discretionary basis.

Can I make the transfer for Accredited Investor (AI) funds?

  • Only Endowus-validated AI clients can transfer in AI funds.
  • If you would like to opt in as an AI, please find the form here.

Where can I download the necessary transfer in forms?

  • For individuals, click here.
  • For corporates, click here.

What are the documents required?

  • Transfer out forms from your bank/distributor.
  • Transfer in forms for Endowus.
  • Latest statement of holdings.
  • CKA certificate (If you have an Endowus account, there is no need for this).

How long does it take to transfer my funds from other banks/distributors?

  • The whole process can take 2 weeks or more, depending on the processing speed of the bank/distributor. On average, we see that the time taken is 6-8 weeks. 

After transferring my Unit Trust holdings to Endowus, am I able to transfer to other platforms?

  • At the moment, this is not possible, but you can liquidate your positions at any time on the Endowus Fund Smart platform.

To find out more, chat with us via:


Articles in this section