Cash Smart portfolios are composed of cash, money market and short-duration bond funds, which are investment funds that hold high quality and low volatility institutional fixed deposits and fixed income instruments. There are no lock-ups for these funds.
Cash Smart Secure is composed of 2 funds:
- 50% Fullerton SGD Cash Fund - Class A (ISIN: SG9999005961)
- Fund Type: Cash Fund
- Fund Manager: Fullerton
- Description: The Fund aims to provide investors with liquidity and a return that is comparable to that of the Singapore Dollar Banks Savings Deposits Rate by investing in institutional bank deposits at the highest prevailing rates.
- Fund Rationale | Prospectus | PHS/KIID
- 50% Lion Global SGD Enhanced Liquidity Fund (ISIN: SG9999019301)
- Fund Type: Money Market Fund
- Fund Manager: Lion Global Investors
- Description: The Fund aims to preserve capital, enhance income and provide a high level of liquidity by investing in a broadly diversified portfolio of high-quality debt instruments.
- Fund Rationale | Prospectus | PHS/KIID
Cash Smart Enhanced is composed of 3 funds:
- 20% Fullerton SGD Cash Fund - Class A (ISIN: SG9999005961)
- 30% Lion Global SGD Enhanced Liquidity Fund (ISIN: SG9999019301)
- 50% United SGD Fund (ISIN: SG9999001382)
- Fund Type: Short Duration Bond Fund
- Fund Manager: UOB Asset Management
- Description: The Fund seeks to achieve a yield enhancement over Singapore Dollar deposits by investing substantially all its assets in money market and short-term interest-bearing debt instruments and bank deposits.
- Fund Rationale | Prospectus | PHS/KIID
Cash Smart Ultra is composed of 6 funds:
- 15% Fullerton SGD Cash Fund - Class A (ISIN: SG9999005961)
- 20% Lion Global SGD Enhanced Liquidity Fund (ISIN: SG9999019301)
- 35% United SGD Fund (ISIN: SG9999001382)
- 25% Fullerton Short Term interest Rate Fund (SG9999006225)
- Fund Type: Short Duration Bond Fund
- Fund Manager: Fullerton
- Description: The Fund aims to achieve medium-term capital appreciation. The investments of the Fund will be broadly diversified with no specific industry or sectoral emphasis.
- Fund Rationale | Prospectus | PHS/KIID
- 10% LionGlobal Short Duration Fund (SG9999016026)
- Fund Type: Short Duration Bond Fund
- Fund Manager: Lion Global Investors
- Description: The Fund aims to provide total return of capital growth and income over the medium to long term through an actively managed portfolio of Singapore and international bonds, high-quality interest rate securities, and other related securities. There is no target industry or sector.
- Fund Rationale | Prospectus | PHS/KIID
- 10% PIMCO Low Duration Income Fund (IE00BMY4TJ39)
- Fund Type: Short Duration Bond Fund
- Fund Manager: PIMCO
- Description: The Fund seeks to achieve attractive income by actively managing and tapping into multiple areas of the global bond market, while maintaining relatively low interest rate exposure with a secondary goal of capital appreciation.
- Fund Rationale | Prospectus | PHS/KIID
Note: As of Nov '21, Endowus Cash Smart Core is now referred to as Endowus Cash Smart Secure.